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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this spcurity Instrument and in a y Rider executed by Borrower and recorded with it. <br />All /1--n - <br />- Nathan L. Manka - Date - <br />B. -Manka - Date - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />