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02 0 0 5QGISG 19. Effect of Forbearance. Any forbearance by Beneficiary or Trustee in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or preclude the exercise of any such right or remedy hereunder. Likewise, the waiver by Beneficiary or Trustee of any default of the Trustors under this Deed of Trust shall not be deemed to be a waiver of any other or similar default subsequently occurring. 20. Re- conveyance by Trustee. Upon written request of the Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Deed of Trust and the note to the Trustee for cancellation and retention and upon payment by Trustors of Trustee's fees, Trustee shall re- convey to Trustor, or the person or persons legally entitled thereto, without warranty, any portion of the property then held hereunder. Recitals in such re- conveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. Grantees in the re- conveyance may be described as "the person or persons legally entitled thereto." 21. Acceptance by Trustee. Trustee accepts this trust when this Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. IN WITNESS WHEREOF, Trustors have executed this Deed o above at o'clock _.m. STATE OF NEBRASKA ) ss. COUNTY OF HALL ) on the date first noted Rebecca S. Gatto On this -LJ� day of September, 2004, before me, the undersigned, a Notary Public duly commissioned and qualified for said County, personally came Douglas A. Gatto and Rebecca S. Gatto, husband and wife, known to be the identical persons whose names are subscribed to the foregoing instrument and acknowledged the execution thereof to be their voluntary act and deed. Witness my hand and Notarial Seal the day and year first above written. NotaINP bli REA LESTATE/G ATTO. DOT Page 7 of 7 ORAL. NOTARY - So of Nebraska SHERRY SASGES MyCa=LEy.Jn4,2009