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<br />THIS INSTRUMENT WAS PREPARED BY:
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<br />SHAILE,SH S RAI
<br />ACCOUNT NO.: 105060704889000
<br />HOME EQUITY LINE OF CREDIT DEED OF TRUST
<br />In this Deed of Trust, "You ", "Your" and "Yours" means LYNN M. MAYHEW AND AMY L. MAYHEW ° a�
<br />HUSBAND AND WIFE J/T ( "Trustor "). "We," "Us" and "Our" means CITIBANK FEDERAL SAVINGS
<br />BANK, which has a home office of 11800 Spectrum Center Drive, Reston, VA 22090 (beneficiary). The "Trustee"
<br />means Dennis P. Green or any successor appointed pursuant to paragraph 28 of this Deed of Trust. The 'Borrower"
<br />means the individual(s) who has(ve) signed the Home Equity Line of Credit Agreement and Disclosure (the
<br />"Agreement ") of even date herewith and in connection with this Deed of Trust.(" Borrower").
<br />The "Property" means the real estate, including the leasehold (if any), located in HALL County.
<br />[SEE ATTACHED LEGAL DESCRIPTION]
<br />THIS DEED OF TRUST between You and Us is made as of the date next to Your first signature below and has a
<br />final maturity date 30 years and 2 months from such date.
<br />The Agreement provides that the credit secured by the Property is an open -end revolving line of credit at a variable
<br />rate of interest. The maximum amount of all loan advances made to the Borrower under the Agreement and which
<br />may be secured by this Deed of Trust may not exceed 26$ ,000.00 (the "Credit Limit "). At any particular time, the
<br />outstanding obligation of Borrower to Us under the Agreement may be any sum equal to or less than the Credit
<br />Limit plus interest and other charges owing under the Agreement and amounts owing under this Deed of Trust.
<br />Obligations under the Agreement, Deed of Trust and any riders thereto shall not be released even if all indebtedness
<br />under the Agreement is paid, unless and until We cause a reconveyance of the property to be executed to Trustor and
<br />such release is properly recorded.
<br />TO SECURE to Us: (a) the payment and performance of all indebtedness and obligations of the Borrower under the
<br />Agreement or any modification or replacement of the Agreement; (b) the payment of all other sums advanced in
<br />accordance herewith to protect the security of this Deed of Trust, with finance charges thereon at the variable rate
<br />described in the Agreement; and (c) the payment of any future advances made by Us to Borrower (pursuant to
<br />Paragraph 16 of this Deed of Trust (herein "Future Loan Advances ")) and, in consideration of the indebtedness
<br />herein recited, You hereby irrevocably grant and convey to the Trustee, in trust for our benefit, with power of sale,
<br />the Property;
<br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights,
<br />appurtenances, rents (subject however to the rights and authorities given herein to You to collect and apply such
<br />rents), royalties, mineral, oil and gas rights and profits, water, water rights and water stock, and all fixtures now or
<br />hereafter attached to the Property (which, if this Deed of Trust is on a unit in a condominium project or planned unit
<br />development, shall include the common elements in such project or development associated with such unit), all of
<br />which, including replacements and additions thereto, shall be deemed to be and remain a part of the Property.
<br />C:FX -H -SI- 703 -NE 1 of Revised 11/01/2004
<br />MAYHEW ACAPS: 1050607048890())
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<br />HOME EQUITY LINE OF CREDIT DEED OF TRUST
<br />In this Deed of Trust, "You ", "Your" and "Yours" means LYNN M. MAYHEW AND AMY L. MAYHEW ° a�
<br />HUSBAND AND WIFE J/T ( "Trustor "). "We," "Us" and "Our" means CITIBANK FEDERAL SAVINGS
<br />BANK, which has a home office of 11800 Spectrum Center Drive, Reston, VA 22090 (beneficiary). The "Trustee"
<br />means Dennis P. Green or any successor appointed pursuant to paragraph 28 of this Deed of Trust. The 'Borrower"
<br />means the individual(s) who has(ve) signed the Home Equity Line of Credit Agreement and Disclosure (the
<br />"Agreement ") of even date herewith and in connection with this Deed of Trust.(" Borrower").
<br />The "Property" means the real estate, including the leasehold (if any), located in HALL County.
<br />[SEE ATTACHED LEGAL DESCRIPTION]
<br />THIS DEED OF TRUST between You and Us is made as of the date next to Your first signature below and has a
<br />final maturity date 30 years and 2 months from such date.
<br />The Agreement provides that the credit secured by the Property is an open -end revolving line of credit at a variable
<br />rate of interest. The maximum amount of all loan advances made to the Borrower under the Agreement and which
<br />may be secured by this Deed of Trust may not exceed 26$ ,000.00 (the "Credit Limit "). At any particular time, the
<br />outstanding obligation of Borrower to Us under the Agreement may be any sum equal to or less than the Credit
<br />Limit plus interest and other charges owing under the Agreement and amounts owing under this Deed of Trust.
<br />Obligations under the Agreement, Deed of Trust and any riders thereto shall not be released even if all indebtedness
<br />under the Agreement is paid, unless and until We cause a reconveyance of the property to be executed to Trustor and
<br />such release is properly recorded.
<br />TO SECURE to Us: (a) the payment and performance of all indebtedness and obligations of the Borrower under the
<br />Agreement or any modification or replacement of the Agreement; (b) the payment of all other sums advanced in
<br />accordance herewith to protect the security of this Deed of Trust, with finance charges thereon at the variable rate
<br />described in the Agreement; and (c) the payment of any future advances made by Us to Borrower (pursuant to
<br />Paragraph 16 of this Deed of Trust (herein "Future Loan Advances ")) and, in consideration of the indebtedness
<br />herein recited, You hereby irrevocably grant and convey to the Trustee, in trust for our benefit, with power of sale,
<br />the Property;
<br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights,
<br />appurtenances, rents (subject however to the rights and authorities given herein to You to collect and apply such
<br />rents), royalties, mineral, oil and gas rights and profits, water, water rights and water stock, and all fixtures now or
<br />hereafter attached to the Property (which, if this Deed of Trust is on a unit in a condominium project or planned unit
<br />development, shall include the common elements in such project or development associated with such unit), all of
<br />which, including replacements and additions thereto, shall be deemed to be and remain a part of the Property.
<br />C:FX -H -SI- 703 -NE 1 of Revised 11/01/2004
<br />MAYHEW ACAPS: 1050607048890())
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