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X0 0 506132 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />FRANK W. BERG RK, R. <br />CL <br />(Seal) <br />MAR A M. BERGMARK <br />(Seal) (Seal) <br />(Seal) (Seal) <br />(Seal) (Seal) <br />-6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />ID <br />