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BY SIGNING BELOW, Borrower <br />in this Securitv Instrument-and in env Rider <br />— Ppr )Kower -- Roger <br />— Da <br />X00509 <br />andgrees to the terms and covenants contained <br />Borrower and recorded with it. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of I3 pages) <br />00CV1NEC.VTX 06/19/2002 <br />