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To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a <br />condition to Lender's consent to the loan assumption. Lender may also require the transferee to sign <br />an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the <br />promises and agreements made in the Note and in this Security Instrument. Borrower will continue to <br />be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the <br />date the notice is given in accordance with Section 15 within which Borrower must pay all sums <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this <br />period, Lender may invoke any remedies permitted by this Security Instrument without further notice <br />or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider, <br />(Seal) <br />TERESA L HAM - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Bcmower <br />(Seal) <br />- Borrower <br />LQW MEB R: 3760217 <br />Multistate Adjustable Rate Rider -WSJ One -Year LIBOR -- Single Family -- Fannie Mae UNIFORM INSTRUMENT Form 3189 6/01 <br />—THE COMPLIANCE SOURCE, INC.— Page 3 of 3 24634MU 09t0I <br />www.conipliamesource.com 1 VllV�9����l lull lull lullll�llllll Ul��l�l 02001, The Compliance Source, Inc. <br />