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<br />NOTICE OF DEFAULT
<br />You are hereby notified that William J. Carstens and Cheryl A. Carstens, husband and wife,
<br />Trustors, did on or about February 22, 2001, make, execute and deliver to Michael F. Kivett, Attorney at
<br />Law, as Trustee, a Deed of Trust wherein said Trustors conveyed the following described real property:
<br />".Lot Sixteen (16), Sass Second Subdivision, City of Grand Island, a part of Section 14, Township
<br />1 1. North, Range 9, West of the 6th P.M., Hall County, Nebraska"
<br />as security for repayment of a loan which the Trustors obtained from CitiFinancial, Inc. (MD),
<br />Beneficiary of said Deed of Trust, which Deed of Trust was recorded on February 27, 2001 as Instrument
<br />No. 0200101450, Mortgage Records, in the office of the Register of Deeds of Hall County, Nebraska.
<br />You are further notified that there has occurred a breach of an obligation of the Trustor for which
<br />the trust property was conveyed as security, to -wit, that the Trustor has failed to pay the Beneficiary
<br />payments which were contractually due on December 15, 2004 through June 15, 2005, together with
<br />interest accruing thereon.
<br />You are further notified that the undersigned Trustee, at the request of the Beneficiary has
<br />elected to declare the entire unpaid principal balance, together with interest thereon at once due and
<br />payable and has elected to sell or cause to be sold the real property described in said Deed of Trust to
<br />satisfy said obligation.
<br />Dated this 29th day of June, 2005.
<br />STATE OF NEBRASKA )
<br />) ss.
<br />COUNTY OF DOUGLAS )
<br />V,elael F. Kivett, Attorney at Law,
<br />ustee
<br />11240 Davenport Street, P.O. Box 540125
<br />Omaha, Nebraska 68154 -0125
<br />(402) 330 -6300
<br />On this 29th day of June, 2005, before me, the undersigned, a Notary Public, duly commissioned
<br />and qualified for in said county, personally came MICHAEL F. KIVETT, Attorney at Law, Trustee, to
<br />me known to be the identical person whose name is affixed to the foregoing instrument and
<br />acknowledged the execution thereof to be his voluntary act and deed.
<br />Witness my hand and notarial seal the day and ear last above written.
<br />XMC Not u i ,
<br />Walentine, O'Toole, McQuillan & Gordon
<br />11240 Davenport Street
<br />P.D. Box 540125
<br />Omaha, NE 68154 -0125
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