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<br />WHEN RECORDED MAIL TO:
<br />Shelter Financial Bank
<br />1817 West Broadway
<br />Columbia MO 65218 FOR RECORDER'S USE ONLY
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<br />DEED OF TRUST 7� 5.0
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $29,331.00.
<br />THIS DEED OF TRUST is dated June 23, 2005, among RANDY E KRAFT and SANDRA R KRAFT; Husband
<br />and Wife ( "Trustor "); Shelter Financial Bank, whose address is 1817 West Broadway, Columbia, MO 65218
<br />(referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Shelter Financial Bank
<br />, whose address is 1817 West Broadway, Columbia, MO 65218 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating _to the real property, including
<br />without limitation all minerals, oil, gas, geothermal and simiiar matters, (the "Real Property ") located in ALL County, State of
<br />Nebraska:
<br />Lot Twenty -nine (29) JEFFREY OAKS SUBDIVISION In the City of Grand Island Hall County, Nebraska.
<br />Subject to a Deed of Trust in Favor of Home Federal of Grand Island dated November, 2002 and filed
<br />for record in Hall County, Nebraska.
<br />The Real Property or its address is commonly known as 4176 NORSEMAN AVE, GRAND ISLAND, NE
<br />68803 -2200. The Real Property tax identification number is 400324881
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security
<br />interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust,
<br />and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed
<br />by the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2)
<br />use, operate or manage the Property; and (3) collect the Rents from the Property.
<br />Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance
<br />necessary to preserve its value.
<br />Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of
<br />the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous
<br />Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been,
<br />except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any
<br />use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance on, under, about or
<br />from the Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any
<br />person relating to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Trustor nor
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<br />WHEN RECORDED MAIL TO:
<br />Shelter Financial Bank
<br />1817 West Broadway
<br />Columbia MO 65218 FOR RECORDER'S USE ONLY
<br />!e
<br />0
<br />DEED OF TRUST 7� 5.0
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $29,331.00.
<br />THIS DEED OF TRUST is dated June 23, 2005, among RANDY E KRAFT and SANDRA R KRAFT; Husband
<br />and Wife ( "Trustor "); Shelter Financial Bank, whose address is 1817 West Broadway, Columbia, MO 65218
<br />(referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Shelter Financial Bank
<br />, whose address is 1817 West Broadway, Columbia, MO 65218 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating _to the real property, including
<br />without limitation all minerals, oil, gas, geothermal and simiiar matters, (the "Real Property ") located in ALL County, State of
<br />Nebraska:
<br />Lot Twenty -nine (29) JEFFREY OAKS SUBDIVISION In the City of Grand Island Hall County, Nebraska.
<br />Subject to a Deed of Trust in Favor of Home Federal of Grand Island dated November, 2002 and filed
<br />for record in Hall County, Nebraska.
<br />The Real Property or its address is commonly known as 4176 NORSEMAN AVE, GRAND ISLAND, NE
<br />68803 -2200. The Real Property tax identification number is 400324881
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security
<br />interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust,
<br />and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed
<br />by the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2)
<br />use, operate or manage the Property; and (3) collect the Rents from the Property.
<br />Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance
<br />necessary to preserve its value.
<br />Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of
<br />the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous
<br />Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been,
<br />except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any
<br />use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance on, under, about or
<br />from the Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any
<br />person relating to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Trustor nor
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