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200505904 <br />MIN: 1001993- 0000527841 -4 Loan Number: 0000527841 <br />BALLOON RIDER <br />SECOND MORTGAGE <br />This Balloon Rider is made this 24th day of JUNE, 2005 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to secure <br />Borrower's Note the "Note ") to HAMILTON MORTGAGE COMPANY, AN ARIZONA <br />CORPORATIO <br />(the "Lender ") of the same date and covering the property described in the Security Instrument and located <br />at324 WAINWRIGHT STREET, GRAND ISLAND, NEBRASKA 68801 <br />(the "Property "). <br />Additional Covenants. Notwithstanding anything to the contrary set forth in the Note or Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE ENTIRE <br />PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUE. LENDER IS <br />UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT TIME. YOU WILL, <br />THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF OTHERASSETS THATYOU MAY <br />OWN, OR YOU WILL HAVE TO FIND A LENDER, WHICH MAY BE THE LENDER YOU HAVE <br />THIS LOAN WITH, WILLING TO LEND YOU THE MONEY. IF YOU REFINANCE THIS LOAN <br />AT MATURITY, YOU MAY HAVE TO PAY SOME OR ALL OF THE CLOSING COSTS <br />NORMALLY ASSOCIATED WITH ANEW LOANEVEN IF YOU OBTAIN REFINANCING FROM <br />THE SAME LENDER <br />By signing below, Borrower accepts and agrees to the terms and covenants contained in this Balloon <br />Rider. <br />(Seal) (Seal) <br />JONI ROnABAUGH - Borrower - Borrower <br />BALLOON RIDER SECOND MORTGAGE <br />FORM 651 10/21/04 <br />651.715 1. M <br />(Seal) (Seal) <br />- Borrower - Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />DOCUagic eFWrM 800 -649 -1362 <br />www.docmagfc.com <br />