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200505944 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�z(Seal) <br />-13orrower <br />TODD fit. OLSEN <br />a-A.9 (Seal) <br />MICHELLE L. OLSEN m L, Borrower <br />(Sign Original Only) ,?*q,2Or <br />002002824198 <br />M-6(NE) (0407) Page 14 of 15 Form 3028 1/01 <br />CitiMortgage 2.8.3.3 V1 <br />