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r 1 <br />2005059.5 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Sea <br />PHILIP S RAMSEL - Borrower <br />C� 1�.li�i `�� -- (Seal) <br />CHRISTINE E RAMSEL - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-6(NE) l000e) Page 14 of 15 Form 3028 1/01 <br />T <br />