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<br />After recording return to:
<br />CITIFINANCIAL, INC. (MD)
<br />3415 WEST STATE STREET
<br />GRAND ISLAND NE 68803
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 24th day of June
<br />MELISSA A DEMBOWSKI DAVID DEMBOWSKI
<br />(JOINT AS HUSBAND AND WIFE)
<br />Michael F. Kivett
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803
<br />"Lender ").
<br />, 2005 among the Trustor,
<br />(herein "Borrower "),
<br />(herein
<br />whose
<br />(herein
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />THE FOLLOWING DESCRIBED REAL ESTATE: THE NORTHERLY SEVENTY -TWO (72)
<br />FEET OF LOT FIVE (5) IN BLOCK TEN (10), IN SCHIMMERS ADDITION ADDITION
<br />TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />BEING THE SAME PROPERTY CONVEYED BY DEED OF DISTRIBUTION FROM DAVID
<br />DEMBOWSKI AND ANASTASIA J. DEMBOWSKI, CO- PERSONAL REPRESENTATIVES OF
<br />THE ESTATE OF LENNEA J. DEMBOWSKI, DECEASED TO DAVID DEMBOWSKI AND
<br />MELISSA A. DEMBOWSKI, DATED 12/17/2001 RECORDED ON 12/18/2001 IN
<br />INSTRUMENT NO 0200112998, IN HALL COUNTY RECORDS, STATE OF NE.
<br />which has the address of 319 W 14TH STREET GRAND ISLAND
<br />Nebraska 68801 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/24/2005
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 58,512.21 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 07/07/2035 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraska 26876-4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of
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<br />After recording return to:
<br />CITIFINANCIAL, INC. (MD)
<br />3415 WEST STATE STREET
<br />GRAND ISLAND NE 68803
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 24th day of June
<br />MELISSA A DEMBOWSKI DAVID DEMBOWSKI
<br />(JOINT AS HUSBAND AND WIFE)
<br />Michael F. Kivett
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803
<br />"Lender ").
<br />, 2005 among the Trustor,
<br />(herein "Borrower "),
<br />(herein
<br />whose
<br />(herein
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />THE FOLLOWING DESCRIBED REAL ESTATE: THE NORTHERLY SEVENTY -TWO (72)
<br />FEET OF LOT FIVE (5) IN BLOCK TEN (10), IN SCHIMMERS ADDITION ADDITION
<br />TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />BEING THE SAME PROPERTY CONVEYED BY DEED OF DISTRIBUTION FROM DAVID
<br />DEMBOWSKI AND ANASTASIA J. DEMBOWSKI, CO- PERSONAL REPRESENTATIVES OF
<br />THE ESTATE OF LENNEA J. DEMBOWSKI, DECEASED TO DAVID DEMBOWSKI AND
<br />MELISSA A. DEMBOWSKI, DATED 12/17/2001 RECORDED ON 12/18/2001 IN
<br />INSTRUMENT NO 0200112998, IN HALL COUNTY RECORDS, STATE OF NE.
<br />which has the address of 319 W 14TH STREET GRAND ISLAND
<br />Nebraska 68801 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/24/2005
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 58,512.21 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 07/07/2035 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraska 26876-4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of
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