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200505745 <br />BY SIGNI BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security str ent and in any Rider executed by Borrower and recorded with it. <br />C0 <br />- BTN ow — Stanley J Halpine — Date <br />— <br /><J <br />— orrow — Kristen L Halpine — Dat — <br />NEBRASKA -- Single Family-- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />bocU1NE12 (Page 12 of 13 pages) <br />DOCVINBC.VTX 06/19/2002 <br />