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ry s�rrs� A C> --4 C:1 = ' = -A m A M CD �4 N p �� C=) rn a .'r.' `� -� cn A Y :Z Cri y Cn v + CJ1 Cn After recordir.` rett to: ca U z 3415 WEST STATE STREET 4 GRAND ISLAND NE 68803 200505731 DEED OF TRUST THIS DEED OF TRUST is made this 23rd day of June , 2005 among the Trustor, ROGER S RICHTER A SINGLE PERSON (herein "Borrower "), Michael F. Kivett (herein "Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) a corporation organized and existing under the laws of Maryland , whose address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: THE FOLLOWING DESCRIBED REAL ESTATE, TO WITH: LOT ONE (1), POVERTY FLATS SUBDIVISION, HALL COUNTY, NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF. BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM RICHARD D. UDEN AND DELMA G. UDEN, HUSBAND AND WIFE TO ROGER S. RICHTER AND SUZANNE K. RICHTER, HUSBAND AND WIFE, AS JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP, BY DEED DATED 09/07/2001 RECORDED ON 09/12/2001 IN INSTRUMENT NO 200109256, IN HALL COUNTY RECORDS, STATE OF NE. THE SAID SUZANNE K. RICHTER DEPARTED THIS LIFE ON 04/25/2005 THEREBY VESTING FEE SIMPLE TITLE IN ROGER S. RICHTER. which has the address of 15462 S BLAINE ST Nebraska 6 8 8 3 2 (herein "Property Address "); , DONIPHAN TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/23/2005 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 65,891-78 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 0 8 / 12 / 2 0 2 0 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Nebraska 26876 -4 1198 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5