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200505595 <br />CROSS DEFAULT AND CROSS - COLLATERALIZATION RIDER <br />TO DEED OF TRUST, ASSIGNMENT OF RENTS AND SECURITY AGREEMENT <br />This Cross - Collateralization Rider is attached to and made a part of that certain Deed of <br />Trust, Assignment of Rents and Security Agreement dated l3, 2005 between <br />RT OMAHA FRANCHISE, LLC, as Grantor, and Irwin rranchise Capital Corporation, as <br />Beneficiary (the "Deed of Trust "). <br />Notwithstanding any provisions of the Deed of Trust to the contrary, but specifically <br />subject to the Security Agreement and that certain Loan and Security Agreement of even date <br />herewith involving certain equipment and other property at the Premises: <br />The outstanding indebtedness of the Loan is cross - defaulted with (i) all indebtedness now <br />or hereafter owed by Grantor and /or any guarantor and/or their respective affiliates to Grantee <br />(excluding, however, Ruby Tuesday, Inc. and its affiliates), and/or (ii) all other indebtedness that <br />is now or hereafter owed by the Grantor and/or any guarantor to any other person, party or entity <br />including, without limitation, all loan agreements, notes, mortgages, deeds of trust and any other <br />documents, instruments and agreements that now or hereafter evidence, secure and/or guarantee <br />any such indebtedness. The security for the indebtedness hereunder is further cross - <br />collateralized with the security for all other loans, if any, that are being advanced to the Grantor <br />or any guarantor by the Grantee concurrently with the Loan advances contemplated hereunder. <br />111RZI:i 014111f01110I61 <br />CLT 8373490 <br />