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200505526 23. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] ❑ Adjustable Rate Rider ❑ Graduated Payment Rider ❑ Balloon Rider ❑ Other(s) [specify] ❑ Condominium Rider ❑ 1 -4 Family Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider ❑ Rate Improvement Rider REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST ❑ Second Home Rider Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Deed of Trust to give Notice to Lender, at Lender's address set forth on page one of this Deed of Trust, of any default under the superior encumbrance and of any sale or other foreclosure action. IN WITNESS WHEREOF, Borrower has executed this Deed of Trust. (Seal) MICHAEL A. R111ER - Borrower _(Seal) - Borrower _(Seal) - Borrower _(Seal) - Borrower STATE OF NEBRASKA, County ss: On this 17TH day of JUNE, 2005, before me, the undersigned, a Notary Public duly commissioned and qualified for said county, personally came MICHAEL A. RITTER, A SINGLE PERSON, to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the execution thereof to be voluntary act and deed. WITNESS my hand and notarial seal at ts k4 CJ in said county, the date aforesaid. My Commission expires: 3 -iJ GENERAL NOTARY - State of Nebraska ELIZABETH A GARDUNO My Comm. Exp. March 2, 2009 110- Form 3828 (page 6 of 7 pages)