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Lot Two Hundred Twenty -three (223) in West Lawn, an Addition to the City of Gramd <br />Island, Hall County, Nebraska, as surveyed, platted and recorded <br />which has the address of 1411 NORTH PARK AVENUE, GRAND ISLAND, <br />[Street, City] , <br />Nebraska 68803 [Zip Code] (herein "Property Address"); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, <br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to <br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered <br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this <br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; Borrower understands and <br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, <br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors <br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right <br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, <br />releasing and canceling this Security Instrument. <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated JUNE <br />17, 2005 and extensions and renewals thereof (herein "Note "), in the principal stun of U.S.$17,980.00, <br />with interest thereon, providing for monthly installments of principal and interest, with the balance of the <br />indebtedness, if not sooner paid, due and payable on JUNE 17, 2020; the payment of all other sums, with <br />interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the <br />performance of the covenants and agreements of Borrower herein contained. <br />NEBRASKA - SECOND MORTGAGE - 1/80 -1 NMAIFHLMC MODIFIED JjNSTRUME Form 3828 (oage 1 of 7pages) <br />I I�III� II�II III�I VIII I�III �IIII VIII III�I �IIII �IIII'llll VIII I�III I'lll I'lll I�II� VIII II'I <br />ao fl n <br />M y <br />cn <br />n z z <br />cn <br />N= <br />n N ,r,_,� <br />C> <br />CD <br />CD <br />ru Q ­1 <br />_T1 <br />C <br />Cn <br />U'1 <br />t <br />c-a i <br />IV <br />t,:1 <br />r— <br />C7 <br />�,�,■ <br />—3 <br />When Recorded Marl To: a c„ <br />Crt <br />u-ti <br />Decision One. Mortgage Company, LLC c <br />6060 J.A. Jones Drive, Suite 1000 uUr', <br />Charlotte, North Carolina 28287 <br />DEED OF TRUST Loan Number 2280050564500 <br />d ` SO <br />MIN: 100077910004020646 <br />THIS DEED OF TRUST is made this 17TH day of JUNE, 2005, among the Trustor, MICHAEL A. <br />RITTER, A SINGLE PERSON (herein "Borrower "), OLD REPUBLIC NATIONAL TITLE INS. <br />r <br />(herein "Trustee "), and the Beneficiary, Mortgage Electronic Registration Systems, Inc. (herein <br />m <br />"MERS "). MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's <br />© <br />successors and assigns. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. The Lender is Decision <br />One Mortgage Company, LLC, a corporation organized and existing under the laws of NORTH <br />r <br />CAROLINA, whose address is 6060 J.A. JONES DRIVE, SUITE 1000, CHARLOTTE, NORTH <br />coo <br />rrl <br />CAROLINA 28287 (herein "Lender "). <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br />msuccessors <br />and assigns) and the successors and assigns of MERS. Borrower, in consideration of the <br />indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in <br />��"... <br />trust, with power of sale, the following described property located in the County of HALL, State of <br />Nebraska: <br />Lot Two Hundred Twenty -three (223) in West Lawn, an Addition to the City of Gramd <br />Island, Hall County, Nebraska, as surveyed, platted and recorded <br />which has the address of 1411 NORTH PARK AVENUE, GRAND ISLAND, <br />[Street, City] , <br />Nebraska 68803 [Zip Code] (herein "Property Address"); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, <br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to <br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered <br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this <br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; Borrower understands and <br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, <br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors <br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right <br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, <br />releasing and canceling this Security Instrument. <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated JUNE <br />17, 2005 and extensions and renewals thereof (herein "Note "), in the principal stun of U.S.$17,980.00, <br />with interest thereon, providing for monthly installments of principal and interest, with the balance of the <br />indebtedness, if not sooner paid, due and payable on JUNE 17, 2020; the payment of all other sums, with <br />interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the <br />performance of the covenants and agreements of Borrower herein contained. <br />NEBRASKA - SECOND MORTGAGE - 1/80 -1 NMAIFHLMC MODIFIED JjNSTRUME Form 3828 (oage 1 of 7pages) <br />I I�III� II�II III�I VIII I�III �IIII VIII III�I �IIII �IIII'llll VIII I�III I'lll I'lll I�II� VIII II'I <br />