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20050 476 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />1922030 <br />(Seal) <br />JA E COGLEY tl - Borrower <br />f f 254 <br />Tzt!�4 zg —, __ (Seal) <br />DONALD E. COGLY - Borrower <br />(Seal) <br />- Borrower <br />- (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />-6AME) (0005) Page 14 of 15 Form 3028 1/01 <br />m <br />