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<br />any of the purposes herein mentioned, or otherwise for my use and
<br />benefit, or to invest such money in my name in any stocks, shares,
<br />bonds, securities or other property, real or personal, as he may
<br />think proper, and to give and receive receipts for any income or
<br />dividend arising from such investments, and to vary or dispose of
<br />all and any such investments, or other investments for my use and
<br />benefit as he may think fit.
<br />10. To vote at stockholders' meetings, execute proxies and
<br />otherwise substitute for owner. To vote at the meetings of
<br />stockholders or other meetings of any corporation or company, or
<br />otherwise to act as my attorney -in -fact or proxy, with power of
<br />substitution, in respect of any stocks, shares, bonds, debentures
<br />or other evidences of ownership, or securities, now or hereafter
<br />held by me and issued by or on account of said corporation or
<br />company and for that purpose to execute any proxies, limited or
<br />general, or other instruments.
<br />11. To execute deeds bills notes and similar instruments.
<br />For all or any of the purposes herein stated or enter into and
<br />sign, seal, execute, acknowledge, and deliver any contracts, deeds,
<br />or other instruments whatsoever and to draw, accept, make, endorse,
<br />discount, or otherwise deal with any bills of exchange, checks,
<br />promissory notes, or other commercial or mercantile instruments
<br />including mortgages, deeds of trust and disclosure statements
<br />relating thereto.
<br />12. To handle business or investment affairs. To handle any
<br />and all of my business or investment affairs, whether such affairs
<br />are active or passive, including making, authorizing or delegating
<br />all actions and decisions of whatever kind may arise, including,
<br />but not limited, to organizing, running or terminating any business
<br />or investment.
<br />13. To buy and sell government securities. To invest in
<br />government securities of all kinds, including U.S. government bonds
<br />of all kinds and series (including Series E, EE, H and HH), U.S.
<br />treasury notes, U.S. treasury bills, government funds, mutual funds
<br />containing U.S. government securities; and to sell at public or
<br />private sale or otherwise dispose of any of said government
<br />securities, bonds, bills and funds of all kinds and series, upon
<br />such terms as my attorney -in -fact shall solely determine.
<br />14. Estate 1planning. My attorney- --in -fact shall be authorized
<br />to begin, create, revise by modification or continue an estate
<br />plan. This shall include, but not be limited to, the making of
<br />annual gifts or initiating, creating, executing, funding any kind
<br />of trust, both revocable or irrevocable, for myself or others (such
<br />as a Medicaid qualifying trust, for example), transferring any type
<br />of assets as required, consulting with and using the services of
<br />any professionals that my attorney -in -fact deems necessary, and
<br />paying any expenses relating thereto. My attorney -in -fact shall be
<br />authorized to continue or carry out any activities allowed,
<br />required or done, pursuant to a Revocable Living Trust of mine (or
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