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200505438 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />t V (Seal) <br />SCOTT W MILLER <br />` <br />Alt (Seal) <br />MARY E LLER <br />(Seal) (Seal) <br />(Seal) (Seal) <br />(Seal) (Seal) <br />GENERAL <br />IN CRYSTINE� of <br />D.SETLIK <br />My Comm. Exp. Sept. 28, 2006 <br />(01i 6(NE) l0005l Page 14 of 15 Form 3028 1101 <br />