Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated JUNE 6, 2003 together
<br />with all Riders to this document.
<br />(B) "Borrower" is MATTHEW A. TREFFER AND KAMRA K. TREFFER, HUSBAND AND
<br />WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BRAVO CREDIT CORPORATION
<br />Lender is a CALIFORNIA CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 1833 ALTON PARKWAY, SUITE 200, IRVINE, CALIFORNIA
<br />92606
<br />(D) "Trustee" is ,
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<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated JUNE 6, 2 0 0 5
<br />The Note states that Borrower owes Lender NINETY --ONE THOUSAND TWO HUNDRED AND
<br />00/100 Dollars (U.S. $ 91, 2 0 0.0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />JULY 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />®
<br />Adjustable Rate Rider
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<br />After Reeerd4*-RmW"rft:
<br />BRAVO CREDIT CORPORATION
<br />1833 ALTON PARKWAY, SUITE
<br />200
<br />200505402
<br />IRVINE, CALIFORNIA 92606
<br />Loan Number: 5000003565
<br />P re pa-C.Q rti 1?)Y : Za-y •
<br />M.I.S. FILE N0. INO/[Space Above This
<br />Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 10 0 3 8 2 3 5 0 0 0 0 0 3 5 6 5 4
<br />MORTGAGE INFORMATION SE910ES,
<br />INC.
<br />2126 NORTH 117th AVE
<br />DEFINITIONS
<br />OMAHA, NEBRASKA. 68164
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated JUNE 6, 2003 together
<br />with all Riders to this document.
<br />(B) "Borrower" is MATTHEW A. TREFFER AND KAMRA K. TREFFER, HUSBAND AND
<br />WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BRAVO CREDIT CORPORATION
<br />Lender is a CALIFORNIA CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 1833 ALTON PARKWAY, SUITE 200, IRVINE, CALIFORNIA
<br />92606
<br />(D) "Trustee" is ,
<br />itV`� S �, il5th 51,;}ti� 3CG, (►'n(e_ N iv$iSt�
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated JUNE 6, 2 0 0 5
<br />The Note states that Borrower owes Lender NINETY --ONE THOUSAND TWO HUNDRED AND
<br />00/100 Dollars (U.S. $ 91, 2 0 0.0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />JULY 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />®
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />PREPAYMENT RIDER TO
<br />SECURITY INST
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS C)ocMaglc4EF`rxir,;,x� 800. 649.7362
<br />Form 3028 1/01 Page 1 of 10 www.docmagic.com
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