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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 6, 2003 together <br />with all Riders to this document. <br />(B) "Borrower" is MATTHEW A. TREFFER AND KAMRA K. TREFFER, HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is BRAVO CREDIT CORPORATION <br />Lender is a CALIFORNIA CORPORATION organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is 1833 ALTON PARKWAY, SUITE 200, IRVINE, CALIFORNIA <br />92606 <br />(D) "Trustee" is , <br />itV`� S �, il5th 51,;}ti� 3CG, (►'n(e_ N iv$iSt� <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JUNE 6, 2 0 0 5 <br />The Note states that Borrower owes Lender NINETY --ONE THOUSAND TWO HUNDRED AND <br />00/100 Dollars (U.S. $ 91, 2 0 0.0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />JULY 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />® <br />Adjustable Rate Rider <br />;a <br />n n <br />❑ Second Home Rider <br />❑ <br />I. <br />❑ <br />M <br />= n <br />rn cn <br />-• � <br />1 -4 Family Rider <br />_ <br />N <br />Biweekly Payment Rider <br />Z <br />_ <br />o 1 <br />rn <br />d <br />. <br />Z n <br />., <br />c <br />--4 f <br />_T1 <br />CD <br />Cn <br />N <br />r• c r <br />TTI <br />co <br />ry <br />N <br />After Reeerd4*-RmW"rft: <br />BRAVO CREDIT CORPORATION <br />1833 ALTON PARKWAY, SUITE <br />200 <br />200505402 <br />IRVINE, CALIFORNIA 92606 <br />Loan Number: 5000003565 <br />P re pa-C.Q rti 1?)Y : Za-y • <br />M.I.S. FILE N0. INO/[Space Above This <br />Line For Recording Data] <br />DEED OF TRUST <br />MIN: 10 0 3 8 2 3 5 0 0 0 0 0 3 5 6 5 4 <br />MORTGAGE INFORMATION SE910ES, <br />INC. <br />2126 NORTH 117th AVE <br />DEFINITIONS <br />OMAHA, NEBRASKA. 68164 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 6, 2003 together <br />with all Riders to this document. <br />(B) "Borrower" is MATTHEW A. TREFFER AND KAMRA K. TREFFER, HUSBAND AND <br />WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is BRAVO CREDIT CORPORATION <br />Lender is a CALIFORNIA CORPORATION organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is 1833 ALTON PARKWAY, SUITE 200, IRVINE, CALIFORNIA <br />92606 <br />(D) "Trustee" is , <br />itV`� S �, il5th 51,;}ti� 3CG, (►'n(e_ N iv$iSt� <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JUNE 6, 2 0 0 5 <br />The Note states that Borrower owes Lender NINETY --ONE THOUSAND TWO HUNDRED AND <br />00/100 Dollars (U.S. $ 91, 2 0 0.0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />JULY 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />® <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />® Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />PREPAYMENT RIDER TO <br />SECURITY INST <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS C)ocMaglc4EF`rxir,;,x� 800. 649.7362 <br />Form 3028 1/01 Page 1 of 10 www.docmagic.com <br />Ne30281.mzd. I.lem <br />r�n <br />�. <br />N <br />CD <br />C <br />Cn .... <br />o � <br />CJl <br />C <br />ro <br />O <br />