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200505309 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1 -4 Family Rider. <br />ti <br />(Seal) (Seal) <br />RE ALDO RAMIREZ - Borrower BLANCA O CASTANEDA - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229847 <br />40-57R (041 1) Page 3 of 3 Form 3170 1/01 <br />M <br />