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70 On <br />= n _ rn <br />M rn CA < - -:> <br />`-`a tD <br />�Itl� Z 7C _s i.. C: n <br />CD C:D <br />UI t,. ".mC <br />a o I r I Cll <br />CD <br />r After Recording Return To: G] CJ 1 rt <br />NOVASTAR MORTGAGE, INC. Cl) Z <br />4059 Kinross Lakes Pkwy. Suite 200 cr) <br />Richfield, Ohio 44286 <br />Loan Number: 05- 629438 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:100080190045636503 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and '21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 31, 2005 together <br />with all Riders to this document, <br />(B) "Borrower" is JERRY THIEL AND SHARON THIEL, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is NOVASTAR MORTGAGE, INC. <br />Lender is a CORPORATION organized <br />and existing under the laws of VIRGINIA <br />Lender's address is 4059 Kinross Lakes Pkwy. Suite 200, Richfield, Ohio <br />44286 <br />(D) "Trustee" is Fi V-S T W BI_IL' fi - •T 1 <br />NE 702 N 129TH ST SUITE 103, OMAHA, NEBRASKA 68154 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means tite promissory note signed by Borrower and dated MAY 31, 2 0 0 5 <br />The Note states that Borrower owes Lender ONE HUNDRED FIFTEEN THOUSAND AND 00/100 <br />Dollars (U,S. S 115 , 000 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />JUNE 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />® Adjustable Rate Rider ❑ Condominium Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />❑ Second Horne Rider <br />® Other(s) [specify] <br />PREPAYMENT RIDER TO <br />SECURITY INST <br />(1) "Applicable Law" means all controlling applicable federal, slate and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />NEBRASKA -- Single Family -. Fannie Mae /Freddie Mac UNIFORM INSTRUMENT • MERS DocMRgiCa -"tWtM 800 -649 -1362 <br />Form 3028 1/01 Page 1 of 10 www.docrnagic.com <br />Northwest Title & Escrow <br />-702 N 129th Street, Ste. 103 <br />Omaha, NE 68154 <br />&& 9,a19 <br />C` `/�;� <br />