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200505133 <br />RECORDING REQUESTED BY, AND <br />WHEN RECORDED MAIL TO: <br />Finance America, LLC <br />16802 Aston Street <br />Irvine, CA 92606 <br />Attn: Collateral Management <br />(Space above this line for Recorder's use) <br />1.211.101 73•/u' I DWIN : - <br />MIN 100052300417873675 <br />DATE: 06/03/2005 <br />FOR VALUE RECEIVED, the undersigned ( "Borrower ") agree(s) that the following provisions shall be <br />incorporated into that certain Mortgage, Deed of Trust or Security Deed of even date herewith (the <br />"Security Instrument ") executed by Borrower, as trustor, in favor of <br />Finance America, LLC ( "Lender "), <br />as beneficiary, and also into that certain promissory note (the "Note ") of even date herewith executed by <br />Borrower in favor of Lender. To the extent that the provisions of this Prepayment Rider are inconsistent <br />with the provisions of the Deed of Trust and /orthe Note, the provisions of this Prepayment Rider shall <br />prevail over and shall supersede any such inconsistent provisions of the Security Instrument and /or the <br />Note. <br />Section 4 of the Note is amended to read in its entirety as follows: <br />Second Mortgage <br />Page 1 of 2 <br />119616610203) VMP MORTGAGE FORMS - (800)621 -7291 <br />FIz1f)a <br />MULTISTATE <br />(Rev. 11/17/97) <br />