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200505118 <br />)ace Above This Line For Recording Data) <br />BALLOON RIDER <br />MIN:100112065697087787 <br />LOAN NO.: 40315295 MERS Phone: 1.888.679.6377 <br />THIS BALLOON RIDER is made this 3rd clay of JUNE, 2005 , <br />and is incorporated into and shall be deetned to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to <br />secure the Borrower's Note (the "Note ") to <br />MIT LENDING <br />(the "Lender ") of the same date and covering the Property described in the Security Instrument and located <br />at: 403 EAST 19TH STREET, GRAND ISLAND, NE 68801 <br />(Property Address] <br />The interest rate stated on the Note is called the "Note Rate." The date of the Note is called the "Note <br />Date." I understand the Lender may transfer the Note, Security Instrument and this Rider. The Lender or <br />anyone who takes the Note, the Security Instrument and this Rider by transfer and who is en itled to <br />receive payments tinder the Note is called the "Note Holder." <br />ADDITIONAL, COVENANTS. In addition to the covenants and agreements in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows (despite anything to the contrary <br />contained in the Security instrument or the Note): <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE ENTIRE <br />PRINCIPAL, BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUF, THE LENDER IS <br />UNDER NO OBLIGATION TO REFINANCE, THE LOAN AT THAT TIME, YOU WILL, <br />THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF OT14ER ASSETS THAT YOU MAY <br />OWN, OR YOU WILL HAVE TO FIND A LENDER, WHICH MAY BE THE LENDER YOU HAVE <br />THIS LOAN WITH, WILLING TO LEND YOU THE MONEY, IF YOU REFINANCE THIS LOAN <br />AT MATURITY, YOU MAY HAVE TO PAY SOME OR ALL. OF THE CLOSING COSTS <br />NORMALLY ASSOCIATED WITH A NEW LOAN EVEN IF YOU OBTAIN REFINANCING FROM <br />THE SAME LENDER. <br />P. <br />BALLOON RIDER -- MULTISTATE Page 1 of 2 LENDER SUPPORT SYSTEMS INC. 81- g2:37xx.BLN (OS /04) <br />