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200505117 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorder) with it. <br />Witnesses: <br />-W inters <br />- Witness <br />Seal) (Seal) <br />DARREL. K. FOKKEN, ,Boir wer VIRGINY. FOKKEN Borrower <br />- Borrower - Borrower <br />- Ronnwer - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />VMP- 8A(NE) (0407) v.,pa 14 or ie Form 3028 1/01 <br />