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20050 5105 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />�Lk e �.. (Seal) <br />RONALD C. HANOVER <br />- -- (Seal) <br />CAROL A HANOVER <br />NON v e q+ed spouse (e(bu � red <br />-fD 5iSn <br />(Sear) (seal) <br />(Seal) (Seal) <br />(Seal) (Seal) <br />(ME) (000s) Page 14 of 15 Form 3028 1/01 <br />