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200505010 0054360029 <br />ACKNOWLEDGMENT OF TRUSTOR <br />T, or We, <br />BERYL I. MCCOIG AND JEAN M. MCCOIG, HUSBAND AND WIFE, AS JOINT TENANTS <br />Trustor(s) under that certain Deed of Trust dated MAY 25, 2005 , to be entered into by <br />BERYL I. MCCOIG AND JEAN M. MCCOIG, HUSBAND AND WIFE, AS JOINT TENANTS <br />( Trustor(s)), JOHN S. KATELMAN, ESQ <br />(Trustee), and <br />SECRETARY OF HOUSING AND URBAN DEVELOPMENT <br />(Beneficiary), <br />hereby acknowledge(s) and understand(s) that the Deed of Trust to be executed by a Trustor is a Trust <br />Deed and not a mortgage, and that the power of sale provided for in the Deed of Trust provides <br />substantially different rights and obligations to the Trustor than does a mortgage in the event of a default on <br />the obligation. <br />Trustor(s) acknowledge(s) that this Acknowledgment was made prior to the execution of the Deed of <br />Trust. <br />0- <br />Trust <br />o�....1 <br />Trustor <br />(Notary) <br />STATE OF 4- { ( Gt ,; /� c,� /,.� C ( COUNTY SS: <br />ent was acknowledged before me this day of % G< <br />The foregoing instrument g y <br />by <br />GENERAL NOTARY - State of N�2006 aska <br />KATHRYN KLUS <br />My Gomm. Exp. Aug. 1 <br />Signatute of persog'taking acknowledgment <br />Title or Rank - '; c ` �[ "'c:, (../4- c , <br />Serial Number, if any <br />71XA : 12/01 <br />