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<br />RECORD AND RETURN TO:
<br />WELLS FARGO BANK, N. A.
<br />3601 MINNESOTA DRIVE, MAC: X4701 -022
<br />BLOOMINGTON, MN 55435
<br />State of Nebraska
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<br />FHA Case No. 321 - 2400935- 952/255
<br />0054360029
<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on
<br />MAY 25, 2005 . The trustor is
<br />BERYL I. MCCOIG AND JEAN M. MCCOIG, HUSBAND AND WIFE, AS JOINT TENANTS
<br />whose address is 1416 SYLVAN STREET,
<br />GRAND ISLAND, NEBRASKA 68801
<br />JOHN S. KATELMAN, ESQ
<br />( "Borrower "). The trustee is
<br />( "Trustee "). The beneficiary
<br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., Washington, DC
<br />20410 ( "bender" or "Secretary "). Borrower has agreed to repay to Lender amounts which Lender is obligated to
<br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the
<br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's
<br />Note dated the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to
<br />Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment,
<br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />ONE HUNDRED ONE THOUSAND TWO HUNDRED FIFTY AND 00 /100 - - - - - - - - - - - - - - - - - - - - - - - -
<br />(U.S. $ _ 101,250.00 r W � ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the tennis of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note.
<br />The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />MARCH 15 , 2080 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in HALL County, Nebraska:
<br />68X6: 02/02 Page 1 of 8
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<br />FHA Case No. 321 - 2400935- 952/255
<br />0054360029
<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on
<br />MAY 25, 2005 . The trustor is
<br />BERYL I. MCCOIG AND JEAN M. MCCOIG, HUSBAND AND WIFE, AS JOINT TENANTS
<br />whose address is 1416 SYLVAN STREET,
<br />GRAND ISLAND, NEBRASKA 68801
<br />JOHN S. KATELMAN, ESQ
<br />( "Borrower "). The trustee is
<br />( "Trustee "). The beneficiary
<br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., Washington, DC
<br />20410 ( "bender" or "Secretary "). Borrower has agreed to repay to Lender amounts which Lender is obligated to
<br />advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the
<br />same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's
<br />Note dated the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to
<br />Lender: (a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment,
<br />and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />ONE HUNDRED ONE THOUSAND TWO HUNDRED FIFTY AND 00 /100 - - - - - - - - - - - - - - - - - - - - - - - -
<br />(U.S. $ _ 101,250.00 r W � ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the tennis of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note.
<br />The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />MARCH 15 , 2080 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in HALL County, Nebraska:
<br />68X6: 02/02 Page 1 of 8
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