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200504999 <br />signing below, Borrower accepts this Mortgage insurance Rider and agrees that it amends and <br />flernents the Security Instrument. <br />(Seal) 2IlLdC_� ,-SUYUT _ (Seal) <br />SI MM - Borrower MELINDA A SEMM - Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(M-11R M004) Page 3 of 3 <br />_______ (Seal) <br />- Borrower <br />,— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229846 <br />Form 3160 4 /00 <br />