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Loan No: 2000788177 200504901 Data ID: 110 20. Reconveyunce. Upon written request of Borrower stating that all sums secured hereby have been paid and upon surrender of this Deed of Trust and any note to Trustee for cancellation and retention and upon payment by Lender of Trustee's fees, Trustee shall rcconvey to Borrower, or the person or persons legally entitled thereto, without warranty, any portion of the Property then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto." To the extent permitted by applicable law, such person or persons are responsible for all costs associated with cancelling this Deed of Trust including, but not limited to, any fee paid to a third party for the preparation and recoration of any legal documents as well as any fee paid to a public official. 21. Substitute Trustee. Lender, at Lender's option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Deed of Trust is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon the Trustee herein and by applicable law. 22. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property address. REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Deed of Trust to give Notice to Lender, at Lender's address set forth on page one of this Deed of Trust, of any default under the superior encumbrance and of any sale or other foreclosure action. IN WITNESS WHEREOF, Borrower has executed this Deed of Trust. ....................... ............................... .............. (Seal) TIA FRANZEN — Borrower .....7 .. ............................... (Seal) ERIC FRANZEN --Gorr r State of NEBRASKA § County of r k ( § The foregoing instrument was acknowledged before me on the c;2 5 day of , 20(L, by ERIC FRANZEN AND TIA FRANZEN GENERAL NOTARY - Stine of � �araskZ (Seal) ELIZABETH A GARUUNO My Comm. Exp. March 2, 2009 G My commission expires: r -;?, `0 / Will Notary Public (Printed Namc) Form 3828 3/98 (Page 5 of 5 Pages)