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Loan No: 2000788163 200504900 Data ID: 975 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Adjustable Rate Rider. <br />g ....... .......................... (Seal) <br />ERIC FRANZEN" —Bo er <br />1�oi -Alz� <br />TIA FRANZEN <br />MULTISTATE ADJUSTABLE RATE RIDER -LIBOR SIX -MONTH INDEX (AS PUBLISHED IN THE WALL STREET JOURNAL) - <br />single Famiy- Fannie Mae UNIFORM INSTRUMENT <br />Modified by Middleberg, Riddle & Gianne Form 3138 1/01 (Page 3 of 3 Pages) <br />