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200504886 <br />If Lender exercises the option to require immediate payment in full, Lender shall <br />give Borrower notice of acceleration. The notice shall provide a period of not less <br />than 30 days from the date the notice is given in accordance with Section 15 within <br />which Borrower must pay all sums secured by this Security Instrument. If Borrower <br />fails to pay these sums prior to the expiration of this period, lender may invoke any <br />remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />%� jeCj,� (Seal) <br />DENNIS A K6ERSKI - Borrower <br />838R (0402) <br />-- (Seal) - <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 3 of 3 <br />eal) <br />Holly . Brooks - Borrower <br />— (Seal) <br />- Borrower <br />_— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />1002168442 <br />Form 3138 1/01 <br />