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200504866 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />T L PH Borrower <br />i <br />Zd(Seal) <br />OS A P - Borrower <br />(Seal) <br />- Borrower - Borrower <br />(Seal) <br />- Borrower <br />.. (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 27th day of May <br />2005 , by TARA L PHELAN, JOSEPH A PHELAN <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />- 4R(NE) (0305) <br />ate � <br />My Commission Expires: <br />Page 8 of 8 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />I <br />�, L <br />in said <br />