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200504820 <br />STATE OF NEBRASKA, <br />Hall <br />County ss: <br />The foregoing instrument was acknowledged before me this 2 5 th day of May 2005 <br />by <br />M; 4t' <br />THOMAS R. KOWALSKI AND *P;l J. KOWALSKI, HUSBAND AND WIFE <br />Witness my hand and notarial seal at <br />the date aforesaid. <br />My Commission Expires: <br />March 27, 2009 <br />Qaa& NOTARnK.BOEHLE <br />Nebraska <br />JANIC <br />MY Comm. 21 2009 <br />76(NE) (0204) <br />® TDNE2ND7 (04/02/04) PC <br />Grand Island Nebraska in said County, <br />Notary Pub <br />v <br />Page 7 of 7 Form 3828 <br />Loan No. 6479300 -7879 <br />NMI <br />