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200504793 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />BRENT S RATNFOR - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />Witness: <br />(Seal) <br />grower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagk 800-649 -1352 <br />Form 3028 1/01 Page 10 of 11 www.docmagic.com <br />NeM8.dot.10.Wm <br />