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<br />Prepared by: Wells Fargo Financial Bank, 3201 N. 4th _Ave ., Sioux Falls, SD 57104 0
<br />Return to: Wells Fargo Financial Bank, 3201 N. 4th Ave., Sioux Falls, SD 57104
<br />NEBRASKA DEED OF TRUST — LINE OF CREDIT
<br />(With Power of Sale)
<br />THIS DEED OF TRUST, made this 13 day of MAY, 2005, between RANDALL R HAMS, whose mailing address
<br />is 4_097 ZOLA LANE, GRAND ISLAND, NE 688031524, as Trustors, FIRST AMERICAN TITLE INSURANCE
<br />whose mailing address is PO BOX 267 SANTA ANA CA 92702, as Trustee, and Wells Fargo Financial Bank, whose
<br />mailing address is 3201 North 4th Avenue, Sioux Falls, SD 57104, as Beneficiary,
<br />WITNESSETH, Trustors hereby irrevocably, grant, bargain, sell, and convey to Trustee in trust, with power of sale,
<br />the following described property tn�H County, Nebraska:
<br />LOT THIRTEEN (13) R& B�"SUBDNISION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Together with tenements, hereditaments, and appurtenances thereunto belonging or in anywise appertaining and the
<br />rents, issues and profits thereof.
<br />This conveyance is intended for the purpose of securing the payment to Beneficiary of initial and future advances to
<br />Trustors' under a Credit Card Account Agreement ( "Agreement ") in the amount of $10000.00 not to exceed
<br />$20,000.00 outstanding at any one time, plus interest on the principal outstanding from time to time at the rates from
<br />time to time provided for thereunder. Payment may be made in advance in any amount at any time. Default in making
<br />any payment shall, at the Beneficiary's option and without notice or demand, render the entire unpaid balance of said
<br />loan at once due and payable, less any required rebate of charges.
<br />To protect the security of this Deed of Trust, Trustor covenants and agrees:
<br />1. To keep the property in good condition and repair; to permit no waste thereof; to complete any building, structure
<br />or improvement being built or about to be built thereon; to restore promptly any building, structure or improvement
<br />thereon which may be damaged or destroyed; and to comply with all laws, ordinances, regulations, covenants,
<br />conditions and restrictions affecting the property.
<br />2. To pay before delinquent all lawful taxes and assessments upon the property; to keep the property free and clear
<br />of all other charges, liens or encumbrances impairing the security of this Deed of Trust.
<br />3. To keep all buildings now or hereafter erected on the property described herein continuously insured against loss
<br />by fire or other hazards in an amount not less than the total debt secured by this Deed of Trust. All policies shall be held
<br />by the Beneficiary, and be in such companies as the Beneficiary may approve and have loss payable first to the
<br />Beneficiary as its interest may appear and then to the Trustor. The amount collected under any insurance policy may be
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