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200504517 <br />my Agent has actual knowledge of the fact that I have died. Any action taken <br />in good faith by my Agent during any period while it is uncertain whether I am <br />alive, before my Agent receives actual knowledge of my death, or, in any event, <br />taken during any period while I am disabled or incapacitated, shall be as valid as <br />if I were alive, competent, and not disabled, and this Power may be accepted <br />and relied upon by anyone to whom it is presented until such person either (1) <br />receives written notice of revocation by me or a conservator or fiduciary of my <br />estate or (2) has actual knowledge of my death. <br />K. Miscellaneous. If any of the provisions of this Power is invalid for <br />any reason, such invalidity shall not affect any of the other provisions of this <br />Power, and all invalid provisions shall be wholly disregarded. Except where the <br />context otherwise requires, the singular includes the plural and the plural <br />includes the singular. All questions pertaining to validity, interpretation and <br />administration of this Power shall be determined in accordance with the laws of <br />the state of my domicile. This Power shall be binding on me and my heirs, <br />distributees, legal representatives, successors and assigns. <br />L. Successor. In the event my Agent shall fail or refuse to qualify or <br />act as such or become incapacitated, I hereby constitute and appoint FIVE <br />POINTS BANK, Grand Island, Nebraska, to act as successor. My successor <br />Agent shall have all -the powers and authority, discretionary or otherwise, herein <br />conferred on the designated Agent. My successor Agent shall not be liable or <br />responsible in any way for any of the acts or defaults of my primary Agent, or <br />WA <br />