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200504516 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />002002519823 <br />40-6(NE) (0407) Page 14 of 15 Form 3028 1/01 <br />CitiMortgage 2.8.0.27 V1 <br />1 <br />(Seal) <br />SHANE T. PETERSEN <br />Borrower <br />(Seal) <br />KATHRINE M. PETERSEN <br />Borrower <br />(Sign Original Only) <br />002002519823 <br />40-6(NE) (0407) Page 14 of 15 Form 3028 1/01 <br />CitiMortgage 2.8.0.27 V1 <br />