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200504272 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />18376061 <br />DMMIS K 8ARD13 O -Borr wer <br />DIAkiNA L BARD$KOPF -Borro <br />— (sea) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />18376061 <br />=0 -6A(NE) (0407) Pape 14 of 15 Form 3028 1101 <br />