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Return to: ECOMINGS FINANCIAL NETWORK, INC.
<br />eat. En`$�TT ON: IS/MN -MS 03 -06 -35
<br />`one Meridr rossings,
<br />SMI Richfield, MN S
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />DEFINITIONS
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<br />Loan No: 112144
<br />Borrower: MICHELLE L. BROWNING
<br />Return to: ECOMINGS FINANCIAL NETWORK, INC.
<br />eat. En`$�TT ON: IS/MN -MS 03 -06 -35
<br />`one Meridr rossings,
<br />SMI Richfield, MN S
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Data ID: 634
<br />MIN: 1.00105504011214478
<br />Words used in multiple sections of this document are defined below and other words are defined in
<br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document
<br />are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated April 20, 2005, together with all
<br />Riders to this document.
<br />(B) "Borrower" is MICHELLE L. BROWNING AND RAY A. BROWNING , WIFE AND
<br />HUSBAND, AS JOINT TENANTS . Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HOMECOMINGS FINANCIAL NETWORK, INC.. Lender is A CORPORATION
<br />organized and existing under the laws of the State of DELAWARE. Lender's address is 2711 NORTH
<br />HASKELL AVENUE, SUITE 1000, DALLAS, TEXAS 75204.
<br />(D) "Trustee" is STEWART MORTGAGE INFORMATION COMPANY.
<br />(E) 11MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that
<br />is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of F.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MFRS.
<br />(F) "Note" means the promissory note signed by Borrower and dated April 20, 2005. The Note states
<br />that Borrower owes Lender ONE HUNDRED SEVENTEEN THOUSAND and NO /100 - - - -- Dollars
<br />(U.S. $ 117,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments
<br />and to pay the debt in full not later than May 1, 2025.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in
<br />the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />Form 3028 1/01 (Page 1 of 11 Pages)
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<br />Data ID: 634
<br />MIN: 1.00105504011214478
<br />Words used in multiple sections of this document are defined below and other words are defined in
<br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document
<br />are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated April 20, 2005, together with all
<br />Riders to this document.
<br />(B) "Borrower" is MICHELLE L. BROWNING AND RAY A. BROWNING , WIFE AND
<br />HUSBAND, AS JOINT TENANTS . Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HOMECOMINGS FINANCIAL NETWORK, INC.. Lender is A CORPORATION
<br />organized and existing under the laws of the State of DELAWARE. Lender's address is 2711 NORTH
<br />HASKELL AVENUE, SUITE 1000, DALLAS, TEXAS 75204.
<br />(D) "Trustee" is STEWART MORTGAGE INFORMATION COMPANY.
<br />(E) 11MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that
<br />is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of F.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MFRS.
<br />(F) "Note" means the promissory note signed by Borrower and dated April 20, 2005. The Note states
<br />that Borrower owes Lender ONE HUNDRED SEVENTEEN THOUSAND and NO /100 - - - -- Dollars
<br />(U.S. $ 117,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments
<br />and to pay the debt in full not later than May 1, 2025.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in
<br />the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />Form 3028 1/01 (Page 1 of 11 Pages)
<br />S�S So
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