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200504164 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- Borrower - J <br />Herber - Date <br />- Borrower - Valarie A. Herber - Date - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUIN£e.YTX 06/19/2002 <br />