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200504159 <br />(C) "Lender" is FIRST HORIZON HOME LOAN CORPORATION <br />Lender is a CORPORATION <br />organized and existing under the laws of THE STATE OF KANSAS <br />Lender's address is 4000 Horizon Way, Irving, Texas 75063 <br />Lender is the beneficiary under this security Instrument. <br />(D) "Trustee" is first Tennessee Bank National Assoc <br />(E) "Note" means the promissory note signed by Borrower and dated March lath, 2005 <br />The Note states that Borrower owes Lender Dollars <br />ONE HUNDRED SEVEN THOUSAND & 00/100 <br />(U.S. $ 107,000-00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />payments and to pay the debt in full not later than . April i s t, 2020 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." ayment charges and late charges <br />(G) "Loan" means the debt evidenced by the Note, p lus interest, any prepayment <br />interest. <br />due under the Note, and all sums due under this Security Instrument, p <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Condominium Rider E] Second Home Rider <br />0 Adjustable Rate Rider p Q 1 -4 Family Rider <br />® Balloon Rider Planned Unit Development Rider Other(s) [specify] <br />VA Rider [] Biweekly Payment Rider <br />(I) "Applicable. Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" meatus all dues, fees, assessments and other <br />inium association, homeowners <br />charges that are imposed on Borrower or the Property by a condom <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrutnent, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section i 5) for-, (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any p pay; <br />(iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or omissions as to, the value and/or <br />condition of the Property. <br />otecting Lender against the nonpayment of, or default an, the <br />(N) "Mortgage Insurance" means insurance pr <br />Loan. <br />y� <br />1 <br />Initials: � <br />0052719499 Form 3028 1 /01 <br />= -6(NE) (0407) Page 2 of 15 <br />T <br />