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200504101 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />r <br />(Seal) <br />DAVID J WETHERILT - Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(M -822R (0008) Page 4 of 4 <br />ID <br />.__(Seal) <br />Borrower <br />_.__...._-.._, (Seal) <br />- Borrower <br />T ._..._� (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229833 <br />Form 3111 1/01 <br />