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BY SIGNING BELOW B <br />orr 20o5o4oi5 <br />ower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />JA1 S J. ILER / -Borrower <br />(Seal) <br />LANDA SEILE,R -borrower <br />(Sign Original Only) <br />002002503888 <br />MR -ME) (0407( Page 14 of 16 Form 3028 7101 <br />CitiMortgage 2.8.0.27 VI <br />