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Title Order No.: 056006 LOAN #: 0015483936 [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated APRIL 27, 2005, together with all Riders to this document. (B) "Borrower" is Harlan John Gulzow, an unmarried person. Borrower is the trustor under this Security Instrument. (C) "Lender "is STATE FARM BANK, F. S. B. Lender is a FEDERAL THRIFT under the laws of UNITED STATES. ONE STATE FARM PLAZA, BLOOMINGTON, IL 61710. organized and existing Lender's address is Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIDELITY NATIONAL TITLE INSURANCE COMPANY. TRUSTEE'S ADDRESS IS 17911 VON KARMAN AVENUE, SUITE 300, IRVINE, CA 92614. (E) "Note" means the promissory note signed by Borrower and dated APRIL 27, 2005. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * * * * * * * *TWENTY EIGHT THOUSAND AND NO/ 100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $28,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2020. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Froddle Mac UNIFORM INSTRUMENT Form 30281/01 initials: 0 1999 -2004 Online Documents, Inc. Page 1 of 9 X6 402 rni =n rt C-1 r n n r �wsas� N ■w� i i tl w n Y- ` I F: -� CD �. A spy '' M r`0 .p p C:) C_n -.0 7. X� C.L'7 = U) t'ty Z3 W After Recording Return Tos � v rn STATE FARM BANK, F.S.B Cn —a •i' 19 RESEARCH PARK COURT cr) Z SAINT CHARLES, MO 63304 -- O Title Order No.: 056006 LOAN #: 0015483936 [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated APRIL 27, 2005, together with all Riders to this document. (B) "Borrower" is Harlan John Gulzow, an unmarried person. Borrower is the trustor under this Security Instrument. (C) "Lender "is STATE FARM BANK, F. S. B. Lender is a FEDERAL THRIFT under the laws of UNITED STATES. ONE STATE FARM PLAZA, BLOOMINGTON, IL 61710. organized and existing Lender's address is Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIDELITY NATIONAL TITLE INSURANCE COMPANY. TRUSTEE'S ADDRESS IS 17911 VON KARMAN AVENUE, SUITE 300, IRVINE, CA 92614. (E) "Note" means the promissory note signed by Borrower and dated APRIL 27, 2005. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * * * * * * * *TWENTY EIGHT THOUSAND AND NO/ 100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $28,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2020. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Froddle Mac UNIFORM INSTRUMENT Form 30281/01 initials: 0 1999 -2004 Online Documents, Inc. Page 1 of 9 X6 402