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Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />rrrrrirraa <br />yo <br />M" <br />= • r <br />rw.r <br />�= <br />n <br />CCn err. <br />� rwwr�r#t_ <br />.w <br />co <br />0 <br />W <br />-�� <br />CD <br />r% <br />_T7 <br />�r- <br />- <br />.fter Recording Return To: <br />.� <br />i73 <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />Loan Number 2280050454230 <br />MIN: 100077910003866429 <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 29, 2005, together with all Riders to <br />this document. <br />(B) "Borrower" is MICHAEL D. MEENTS, A SINGLE PERSON AND MELANIE A. RODRIGUEZ, A <br />SINGLE PERSON. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRIL 29, 2005. The Note states that <br />Borrower owes Lender ONE HUNDRED TWENTY -SEVEN THOUSAND TWO HUNDRED AND <br />00 /100ths Dollars (U.S.$127,200.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than MAY 1, 2035. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages) <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN <br />CD <br />ry <br />CD <br />( <br />Cn <br />C� <br />W <br />co <br />w <br />co z <br />0 <br />_4 <br />c.T, <br />i <br />C..7 <br />-�� <br />CD <br />r% <br />_T7 <br />17 <br />.. <br />.� <br />i73 <br />rn <br />", r <br />e• <br />'ZJ <br />Ty C <br />Cn <br />h? <br />CAD <br />Cn <br />[Space Above This Line For Recording Data] <br />Loan Number 2280050454230 <br />MIN: 100077910003866429 <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 29, 2005, together with all Riders to <br />this document. <br />(B) "Borrower" is MICHAEL D. MEENTS, A SINGLE PERSON AND MELANIE A. RODRIGUEZ, A <br />SINGLE PERSON. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRIL 29, 2005. The Note states that <br />Borrower owes Lender ONE HUNDRED TWENTY -SEVEN THOUSAND TWO HUNDRED AND <br />00 /100ths Dollars (U.S.$127,200.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than MAY 1, 2035. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages) <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN <br />CD <br />ry <br />CD <br />( <br />Cn <br />C� <br />W <br />co <br />w <br />co z <br />0 <br />