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200503'794 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />STEVEN E SMITH - Borrower <br />)jd4 D +w_ (Seal) <br />SALLY D HUBL - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 27th <br />2005 by STEVEN E SMITH, SALLY D HUBL <br />day of April <br />— (Seal) <br />- Borrower <br />.-_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />County ss: <br />Witness my. hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />. $due of Ne Nska <br />MINCIY X111 EFJTS Notary Pu 1ic MI GILBERTSON <br />My Comm. Exp. May 1B, 2U08 <br />My Commission Expires: <br />MAR(NE) (0305) Page 8 of 8 <br />OD <br />