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Return To: Home Federal Savings and Loan Association of Grand Island 221 South Locust St Grand Island, NE 68801 Prepared By: Nancy Badura 221 South Locust St Grand Island, NE 68801 -50 So [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321- 2396949 THIS DEED OF TRUST ( "Security Instrument ") is made on April 27th, 2005 The Trustor is STEVEN E SMITH, A SINGLE PERSON and SALLY D HURL, A /K /A/ SALLY HUBL A SINGLE PERSON ( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of SEVENTY NINE THOUSAND THREE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $79,350.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 1, 2035 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the FHA Nebraska Deed of Trust - 4/96 IODP-4RWE) (o3o5) VMP Mortgage Solutions (800)521 -7291 Page 1 of 8 Initials! i = y rn M v' c tn rn U, �..�. -- Z_� o = M m a Tom, c::) V O `� ` Cn u C D _.G . W Return To: Home Federal Savings and Loan Association of Grand Island 221 South Locust St Grand Island, NE 68801 Prepared By: Nancy Badura 221 South Locust St Grand Island, NE 68801 -50 So [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321- 2396949 THIS DEED OF TRUST ( "Security Instrument ") is made on April 27th, 2005 The Trustor is STEVEN E SMITH, A SINGLE PERSON and SALLY D HURL, A /K /A/ SALLY HUBL A SINGLE PERSON ( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of SEVENTY NINE THOUSAND THREE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $79,350.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 1, 2035 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the FHA Nebraska Deed of Trust - 4/96 IODP-4RWE) (o3o5) VMP Mortgage Solutions (800)521 -7291 Page 1 of 8 Initials! i