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200503'763 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />4 o. bj.,. "-/ -z �- <br />- Borrower - Kevin B Baker - Date - <br />- Borrower - Christine M Baker - Date - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINEI2 (Page 12 of/ 3 pages) <br />DOCUINEC.VTX 06/19/2002 <br />